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Business Loan

Funding to run and grow your business

From working capital gaps to expansion plans, we help you present your business case clearly — financials, banking conduct and purpose of funds — and coordinate the application through to a decision.

Up to ₹50 Cr — subject to eligibility and lender terms

A business owner at his shop counter

Who it suits

Who this suits

Proprietorships, partnership firms, LLPs and private limited companies with an established operating record.

Typical use cases

  • Working capital for inventory, receivables or seasonal cycles
  • Expansion of premises, capacity or a new location
  • Consolidating higher-cost business borrowings
  • Funding a large order or contract execution
  • Technology, fit-out or infrastructure investment
  • Businesses formalising their funding for the first time

How we help

We review your profile against product requirements, help you compile a complete file and coordinate the application with the lender or product provider. Eligibility, pricing and approval remain the lender's decision, and we keep you informed at each stage rather than promising an outcome.

Discuss your case

Key features

What this service includes

  • Case preparation

    We help structure the story your financials tell, so reviewers see the business clearly.

  • Secured and unsecured options

    Unsecured business expansion loans without collateral or security may be available. Product limits and lender eligibility apply; not every loan up to ₹50 Cr is unsecured.

  • Banking conduct review

    Guidance on the account statements and turnover patterns lenders commonly assess.

  • Purpose-linked structuring

    Matching the tenure and product type to what the money is actually being used for.

  • Coordination with your accountant

    We work alongside your CA or accountant to compile the financial documents required.

  • Ongoing requirements

    Support for enhancements, renewals and additional facilities as the business grows.

Process

A simple, well-managed process

Four clear stages, with your documentation prepared properly before anything is submitted.

  1. 01

    Share your requirement

    Call or WhatsApp us with what you need — a loan, an investment plan or insurance guidance. We listen first.

  2. 02

    Eligibility & option review

    We review your profile, documents and objectives, then explain the options that realistically fit your case.

  3. 03

    Documentation & application

    We help you assemble what may be required and submit a complete, well-prepared application.

  4. 04

    Follow-up till closure

    We coordinate queries and updates through to the decision, and stay available for servicing needs afterwards.

Indicative guidance

Eligibility and documents that may be required

The points below are indicative only. Exact requirements depend on the lender, insurer or product provider, your profile and the specific product selected.

Eligibility factors commonly considered

  • Business vintage and continuity of operations
  • Turnover, profitability and financial trends
  • Banking conduct and average balances
  • Credit history of the entity and its promoters
  • Existing borrowings and total obligations
  • Security or collateral offered, where the product requires it

Documents that may be required

  • KYC of the entity and its promoters or partners
  • Business registration, GST registration and related certificates
  • Audited financial statements and ITRs for recent years
  • GST returns and bank statements for the recent period
  • Existing loan sanction letters and repayment statements
  • Property or collateral documents where the product is secured

Plan ahead

Estimate your business loan EMI

Model repayment scenarios for different amounts, rates and tenures before committing to a funding plan.

Open calculator

FAQs

Frequently asked questions

Get started

Talk to our team about your requirement

Share your requirement on a call or WhatsApp and we will explain the realistic options, documents and next steps.

Disclaimer: Business loan amounts, security requirements, pricing and approval are determined by the lender based on its credit assessment. Financial products, eligibility, rates, approvals, returns and terms are subject to applicable lender, insurer, investment product and regulatory conditions. Information on this website is for general guidance and does not constitute a guarantee of approval, returns or policy issuance.