Car Loan
New car and resale finance
We help you plan the down payment, tenure and EMI for a new or pre-owned car, and manage the application so the paperwork does not hold up your delivery.
Funding up to 95% — subject to lender terms
Who it suits
Who this suits
Salaried and self-employed buyers purchasing a personal vehicle, and businesses adding a vehicle to their books.
Typical use cases
- New car purchase from a dealership
- Pre-owned car purchase from a dealer or private seller
- Refinancing a pre-owned car you already own, subject to lender terms
- Balance transfer of an existing vehicle loan
- Vehicle purchase in a firm or company name
- Buyers who want to balance down payment against EMI comfort
- First-time borrowers building a credit track record
How we help
We review your profile against product requirements, help you compile a complete file and coordinate the application with the lender or product provider. Eligibility, pricing and approval remain the lender's decision, and we keep you informed at each stage rather than promising an outcome.
Discuss your caseKey features
What this service includes
Down payment planning
We work through how much you fund yourself versus borrow, and how it changes your EMI.
New and pre-owned
Guidance for both categories, including the additional checks typical for used vehicles.
Quick documentation
A tight checklist so a straightforward case does not get delayed by missing paperwork.
Tenure comparison
See how a shorter or longer tenure affects your total interest cost.
Application coordination
We follow up on queries and keep you posted until the decision is communicated.
Insurance guidance alongside
If required, we can also discuss the motor insurance considerations for your vehicle.
Process
A simple, well-managed process
Four clear stages, with your documentation prepared properly before anything is submitted.
- 01
Share your requirement
Call or WhatsApp us with what you need — a loan, an investment plan or insurance guidance. We listen first.
- 02
Eligibility & option review
We review your profile, documents and objectives, then explain the options that realistically fit your case.
- 03
Documentation & application
We help you assemble what may be required and submit a complete, well-prepared application.
- 04
Follow-up till closure
We coordinate queries and updates through to the decision, and stay available for servicing needs afterwards.
Indicative guidance
Eligibility and documents that may be required
The points below are indicative only. Exact requirements depend on the lender, insurer or product provider, your profile and the specific product selected.
Eligibility factors commonly considered
- Age and income stability
- Employment type or business vintage
- Credit conduct and repayment history
- Existing EMI obligations
- Vehicle category, age and valuation for pre-owned cars
- Lender's internal policy for the make and model
Documents that may be required
- Identity and address proof
- PAN and recent photographs
- Income proof — salary slips or business financials and ITRs
- Recent bank statements
- Vehicle quotation or proforma invoice
- Registration and valuation papers for a pre-owned vehicle
Plan ahead
Estimate your car loan EMI
Try different loan amounts, rates and tenures in the Car Loan EMI calculator to find an instalment you are comfortable with.
FAQs
Frequently asked questions
Get started
Talk to our team about your requirement
Share your requirement on a call or WhatsApp and we will explain the realistic options, documents and next steps.
Disclaimer: Vehicle loan funding, rate, tenure and approval are determined by the lender. Financial products, eligibility, rates, approvals, returns and terms are subject to applicable lender, insurer, investment product and regulatory conditions. Information on this website is for general guidance and does not constitute a guarantee of approval, returns or policy issuance.