Loan Against Property
Use property you already own to fund what's next
A loan against property lets you raise secured funding against residential, commercial or industrial property. We help you assess feasibility, prepare the paperwork and take the application forward.
Secured funding — subject to lender valuation, eligibility and terms
Who it suits
Who this suits
Property owners — individuals or businesses — who need a larger amount over a longer tenure and can offer property as security.
Typical use cases
- Business working capital or expansion backed by property
- Consolidating multiple higher-cost borrowings
- Large planned personal expenses such as education abroad
- Funding a second property purchase or investment
- Refinancing an existing loan against property
- Owners of self-occupied or rented commercial premises
How we help
We review your profile against product requirements, help you compile a complete file and coordinate the application with the lender or product provider. Eligibility, pricing and approval remain the lender's decision, and we keep you informed at each stage rather than promising an outcome.
Discuss your caseKey features
What this service includes
Feasibility check first
We look at the property type, ownership and documentation before raising your expectations.
Multiple property types
Guidance for residential, commercial and industrial property cases, each with its own considerations.
Title paperwork guidance
Support in compiling the ownership chain and approvals lenders commonly examine.
Valuation and legal stages
We coordinate the technical and legal steps that a secured loan involves.
Longer tenure planning
Model the EMI across tenures so the repayment fits your cash flow.
End-use clarity
Help in documenting the purpose of funds where the lender requires it.
Process
A simple, well-managed process
Four clear stages, with your documentation prepared properly before anything is submitted.
- 01
Share your requirement
Call or WhatsApp us with what you need — a loan, an investment plan or insurance guidance. We listen first.
- 02
Eligibility & option review
We review your profile, documents and objectives, then explain the options that realistically fit your case.
- 03
Documentation & application
We help you assemble what may be required and submit a complete, well-prepared application.
- 04
Follow-up till closure
We coordinate queries and updates through to the decision, and stay available for servicing needs afterwards.
Indicative guidance
Eligibility and documents that may be required
The points below are indicative only. Exact requirements depend on the lender, insurer or product provider, your profile and the specific product selected.
Eligibility factors commonly considered
- Clear and marketable ownership of the property offered
- Property type, age, usage and lender valuation
- Income or business cash flow supporting the repayment
- Credit history and conduct of existing obligations
- Co-owner participation, where the property is jointly held
- Lender's policy on the location and property category
Documents that may be required
- Identity, address proof and PAN of all applicants and co-owners
- Complete property title chain and current ownership documents
- Approved plan, occupancy or usage permissions where applicable
- Latest property tax receipts and utility records
- Income proof — salary documents or business financials and ITRs
- Existing loan statements where the property is already mortgaged
Plan ahead
Estimate your loan against property EMI
Use the Loan Against Property EMI calculator to compare instalments across amounts and longer tenures.
FAQs
Frequently asked questions
Get started
Talk to our team about your requirement
Share your requirement on a call or WhatsApp and we will explain the realistic options, documents and next steps.
Disclaimer: Loan against property amounts depend on lender valuation and policy; approval, pricing and terms are determined by the lender. Financial products, eligibility, rates, approvals, returns and terms are subject to applicable lender, insurer, investment product and regulatory conditions. Information on this website is for general guidance and does not constitute a guarantee of approval, returns or policy issuance.